Quick answer: Yes, you can get solar panels on installments in Pakistan without an interest-based loan. Asaan Ghar's EcoHome Green Energy Financing is Shariah-compliant and covers full solar energy systems. You can get financing from Rs. 300,000 to Rs. 2.5 million for a system without batteries, and up to Rs. 3.5 million for a system with batteries.
Electricity bills are now one of the biggest monthly costs for many families in Pakistan. Add load shedding, and it is easy to see why so many homes are moving to solar.
The main problem is the upfront cost. A full solar system is a big payment for most families. This guide explains how you can pay for solar in installments, in a Shariah-compliant way, and what to check before you install.
Why are more families in Pakistan choosing solar?
- Lower monthly bills: Solar panels make electricity from sunlight, so you buy less power from the grid.
- Less trouble from load shedding: A system with batteries can keep your home running when the grid goes off.
- An asset on your own roof: Instead of paying higher bills every month, you invest in a system you own.
- Clean energy: Solar power produces no smoke or fumes at home.
What is Shariah-compliant solar financing?
Shariah-compliant solar financing lets you install a solar system now and pay for it over time, without an interest-based loan. At Asaan Ghar, solar is covered under EcoHome Solutions, through Green Energy Financing.
Green Energy Financing covers full-scale solar energy systems. It also comes with extended warranty and service packages, so you have support after installation.
How much solar financing can you get?
| System type | Financing amount |
|---|---|
| Solar system without batteries | Rs. 300,000 to Rs. 2.5 million |
| Solar system with batteries | Up to Rs. 3.5 million |
With battery or without battery: which one is right for you?
| Without batteries | With batteries | |
|---|---|---|
| Upfront cost | Lower | Higher |
| Power at night | From the grid | From the batteries |
| During load shedding | Grid-tied systems usually switch off | Batteries keep your home running |
| Best for | Lowering your daytime bill | Areas with frequent load shedding |
If load shedding is a daily problem in your area, a system with batteries may be worth the higher cost. If your main goal is a lower bill, a system without batteries can be enough.
Who can apply?
You can apply for a residential property (your home) or a commercial property (a shop or office). When you apply, the form asks for:
- Your name, mobile number and email
- Your city and income range
- Your property type (residential or commercial)
- Your monthly electricity bill range
- Your CNIC number
How to apply: 4 simple steps
- Check your monthly electricity bill. The form asks for your bill range, from Rs. 10,000 to Rs. 50,000 and above.
- Fill the form on the EcoHome Solutions page.
- Get your system assessed. Asaan Ghar reviews your solar system needs and offers a financing plan that fits them.
- Get approval. After your documents are submitted, verification and approval usually take a few working days.
Want to know more about Asaan Ghar's work in clean energy? Read about the Atom Power and Asaan Ghar Finance partnership.
5 things to check before you install solar
- Roof space and shade: Panels need open roof space with direct sunlight for most of the day.
- System size: Your system should match your electricity use. Your monthly bill is a good starting point.
- Battery need: Decide if you need backup during load shedding before you choose a system.
- Warranty and service: Ask what is covered and who will service the system after installation.
- Your finance provider: Make sure the company is licensed and that the financing is truly Shariah-compliant.
Other EcoHome financing options
Besides solar, Asaan Ghar EcoHome Solutions also offers:
| Option | What it covers | Financing |
|---|---|---|
| Water Conservation | RO water plants and rainwater harvesting systems | Up to Rs. 2.5 million |
| Indoor Air Quality | New windows, better ventilation and non-toxic building materials | Rs. 300,000 to Rs. 2.5 million |
| Home Appliance Upgradation | Fans, ACs, lights, refrigerators and battery storage | Up to Rs. 3 million |
Frequently asked questions
Can I get solar panels on installments in Pakistan?
Yes. Asaan Ghar's EcoHome Green Energy Financing lets you install a full solar system and pay for it over time.
How much solar financing does Asaan Ghar offer?
Rs. 300,000 to Rs. 2.5 million for a system without batteries, and up to Rs. 3.5 million for a system with batteries.
Is Asaan Ghar solar financing Shariah-compliant?
Yes. Asaan Ghar's EcoHome Solutions, including solar financing, are Shariah-compliant.
Can I include batteries in my solar system?
Yes. Financing for systems with batteries goes up to Rs. 3.5 million.
Can I get solar financing for my shop or office?
Yes. You can apply for both residential and commercial properties.
How long does approval take?
After your documents are submitted, verification and approval usually take a few working days. Timelines can vary by product.
Start saving with solar today
Lower bills and fewer power cuts can start with one simple step. Apply for Shariah-compliant solar financing with Asaan Ghar Finance.
Apply now or call 0213 4300801-3 to speak with an expert.
