Building Strong Foundations
for Every Home.

Welcome to Asaan Ghar Finance Limited — a housing finance company founded on ethical, double bottom-line principles, empowering Pakistan's middle class to own their dream homes.

Welcome to Asaan Ghar Finance

More Than a Housing Finance Company — We're Your Partners.

Asaan Ghar Finance Limited is a housing finance company founded on ethical double bottom-line principles, aiming to achieve both profit and positive societal impact. Our core mission is to empower the middle class to own their dream homes, build assets, and improve their standard of living.

We are a customer-centric company leveraging technology to automate the end-to-end customer onboarding process, enhancing the overall customer experience. As a registered housing finance company with the Securities and Exchange Commission of Pakistan (SECP), we are promoted by Social Investment Managers & Advisors, LLC (SIMA), USA.

Rooted in ethical principles and committed to the empowerment of Pakistan's middle class, we offer a suite of Islamic home financing solutions designed to meet your diverse needs — from home purchase to construction, and beyond. Our goal is to make the journey to homeownership simple, accessible, and in line with Islamic values.

Shariah-Compliant Solutions

Every product we offer is carefully crafted to comply with Islamic financing principles, ensuring peace of mind and spiritual fulfillment.

Empowering the Middle Class

Tailored financing options that make homeownership achievable for Pakistan's growing middle class.

Technology-Driven Processes

Leveraging technology to streamline the customer onboarding process, making it faster and more efficient.

SECP Registered

Recognized and registered by the Securities and Exchange Commission of Pakistan, ensuring trust and compliance.

Backed by SIMA

Supported by Social Investment Managers & Advisors, LLC, a pioneer in impact investing, reflecting our commitment to both profit and societal impact.

Our Mission

We're dedicated to making home financing simple and Islamic-compliant.

Empowering the middle class to realize their dreams of homeownership.

Our Mission

We're dedicated to making home financing simple and Islamic-compliant, empowering the middle class to realize their dreams.

Shariah Compliance

Our products adhere strictly to Shariah principles, ensuring transparent and ethical transactions for peace of mind.

Innovation Through Tech

Using technology, we streamline processes for a seamless experience, making homeownership more accessible than ever.

Explore How Asaan Ghar Can Help You Today

Discover Your Path to Homeownership.

Whether you're ready to take the first step towards owning your dream home or simply want to learn more about our services, Asaan Ghar is here to guide you. Explore our range of Shariah-compliant financing options and start your journey with confidence.

Begin Your Journey
Discover the Asaan Ghar Advantage

Why Choose Asaan Ghar?

Special Discounted Pricing

For first-time homeowners and female property owners.

Free Life & Property Takaful

Included with every plan.

Affordable Financing

Available for up to 85% of the property value.

Paperless & Fully Automated

A fully digital application process for your convenience.

Personalized Doorstep Service

To assist you every step of the way.

Approval in Just 96 Hours

Following application and legal verification.

Fixed Monthly Rentals

For up to 5 years for peace of mind.

Long Financing Tenures

Up to 20 years to suit your financial needs.

40%
Proportion of Salaried Class
20+
Corporate Partners
100%
On-time Collections

Our Unique Code of Conduct

Read how ethical practice and Shariah principles guide the way we work with every customer.

Read Now
Our Board of Directors

Meet the Visionaries Steering Asaan Ghar Towards Success.

At Asaan Ghar Finance Limited, our leadership is comprised of experienced professionals with a shared vision of empowering the middle class through ethical and Shariah-compliant financing solutions.

Asad Mahmood

Asad Mahmood

Board Chairman

Over three decades of global impact investment experience, steering over $2 billion towards social impact businesses across 50+ countries.

Mohsin Mujtaba

Mohsin Mujtaba

Director, Products & Market Development — Qatar Stock Exchange

Twenty years of strategic leadership in capital markets, currently shaping products and market development at Qatar Stock Exchange.

Faiq Sattar

Faiq Sattar

Chief Executive Officer

A decade-long expertise in Consumer Banking and microfinance, previously managing a $64 million investment portfolio across several nations before joining Asaan Ghar.

Khalida Habib

Khalida Habib

Former Executive Director at SECP

Khalida Habib is a senior financial professional with 30+ years of experience, including 25 years at SECP, specializing in regulation and governance.

Shariah Pronouncement — English

View / download the official document

Shariah Pronouncement — Urdu

View / download the official document

Shariah Pronouncement

Official Document
100%
Shariah Pronouncement document