Islamic Finance for
Home Purchase.

Empowering your journey to home ownership — Shariah-compliant, transparent, and built around your budget.

Welcome to Asaan Ghar Islamic Finance for Home Purchase

Your Dream Home, Made Reachable.

Embark on the journey of homeownership with confidence and ease. At Asaan Ghar, we understand that owning a home is more than just a transaction; it's a milestone in your life's journey. Our Islamic Finance for Home Purchase is designed to empower you to realize your dream of owning a home without the usual hassles. Whether you're a first-time buyer or looking to upgrade, our financing solution offers flexibility, convenience, and peace of mind.

Asaan Ghar home purchase financing
Family in front of new home
Keys to a new home
Diminishing Musharakah
The Advantage

Key Features

Fixed Monthly Equal Installment

Enjoy fixed monthly installments from 3 to 5 years, providing certainty and peace of mind for your budgeting needs.

Approval in 96 Hours

Experience prompt service with our streamlined approval process — a response within 96 hours after application and legal verification.

Hassle-Free Paperless Process

Benefit from a paperless process for efficient onboarding, with limited documentation requirements for a seamless experience.

How It Works

Product Structure

The underlying Islamic mode of Asaan Ghar Islamic Finance for Home Purchase is Diminishing Musharakah. This mode involves shared ownership between Asaan Ghar and the customer, where the customer purchases the share of the property from Asaan Ghar in periodic installments. The ownership of the house is gradually transferred to the customer until complete ownership is achieved. Additionally, the customer makes agreed periodic payments (rent) for the usage of Asaan Ghar's share in the property until full ownership is attained.

Check Before You Apply

Eligibility Criteria

Employed by a stable local business entity (proprietorship, partnership, private limited, trust, etc.) or self-employed with sufficient income.

Minimum Household Income: PKR 70,000 per month.

Minimum Financing Amount: PKR 1,000,000.

Co-applicant is mandatory (spouse or immediate family member).

Applicant's age should not exceed 60 years at loan maturity.

Step by Step

Application Process

1

Applicant submits application on the AGFL website or through a Relationship Manager.

2

Sales team gathers information and documents.

3

SPD reviews and enters data into the system.

4

Sales team collects processing fees.

Discover Why Our Customers Love Us

Customer Testimonials

Read what our satisfied customers have to say about their experiences with Asaan Ghar Finance Limited.

I recently used Asaan Ghar's home financing product, and my experience was exceptional from start to end. The team was professional, provided clear guidance, and the documentation was transparent.

Muhammad Saqib Rafique Shaikh

Asaan Ghar Finance scheme adheres to Islamic principles, which was very important to me. Their team was exceptionally supportive and responsive throughout the process.

Muhammad Abdul Hannan Shadani

I chose Asaan Ghar over a conventional institution, and my family was very impressed with their proposal. The team was incredibly responsive and helpful.

Ghulam Nabi

I have been associated with Asaan Ghar for 14 years. Their affordable rates, excellent early settlement options, and income-combining feature with my brothers are outstanding.

Muzammil Haji Mehboob

Asaan Ghar helped me with paperwork and guided me in choosing the right property. The team was incredibly supportive and hospitable throughout the process.

Hammad Moinuddin

Thanks to the Asaan Ghar Team, I am now a property owner. I sincerely appreciate their support and pray for their continued growth.

Tahir Ali
Please note: Asaan Ghar currently serves customers in Karachi and Hyderabad with a minimum monthly income of PKR 70,000.

Ready to Take the First Step?

Make your dream home a reality with Asaan Ghar.

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Get Started Today!

Get Started with Asaan Ghar

Ready to take the first step towards your dream home? Fill out the form below, and let's make it a reality.

Fixed Monthly Installments

96 Hour Approval

Paperless Process

100% Shariah-Compliant

0213 4300801-3
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