Islamic Finance
Balance Transfer Facility.

Seamlessly transfer your home financing with Asaan Ghar's Islamic Balance Transfer Facility — competitive pricing, extended tenure, and a smoother path to financial freedom.

Unlock Your Path to Financial Freedom

Switch to Asaan Ghar, Simply.

At Asaan Ghar Finance Limited, we understand the importance of managing your home financing efficiently. Our Balance Transfer Facility offers you the opportunity to streamline your finances by transferring your existing financing from other institutions. Experience reduced EMIs, competitive pricing, and exceptional service as you embark on your journey towards financial freedom. Let us help you take control of your homeownership goals today.

Balance transfer financing
Family reviewing home finance documents
Home financing transfer
Balance Transfer
The Advantage

Key Features

Competitive Pricing

Benefit from competitive pricing when you transfer your financing to Asaan Ghar, ensuring affordability and cost-effectiveness.

Extended Tenure

Enjoy an extended repayment period within the credit criteria, allowing for more flexibility in managing your repayments.

Efficient Approval Process

Experience a streamlined approval process with our efficient system, receiving a response within 96 hours of application.

Hassle-Free Documentation

With our paperless process, onboard effortlessly with minimal documentation requirements for a convenient experience.

Experience the convenience and flexibility of Asaan Ghar's Balance Transfer Facility. Enjoy competitive pricing, extended tenure options, efficient approval processes, and hassle-free documentation. Let us simplify your homeownership journey today.

How It Works

Product Structure

The underlying Islamic mode of Asaan Ghar Islamic Finance is Diminishing Musharakah (Shirkat ul Milk) — a form of co-ownership in which Asaan Ghar and the customer share joint ownership of the house in an agreed proportion. It is agreed that one of the co-owners (the customer) will purchase, in periodic installments, the share of the other co-owner (Asaan Ghar) until the ownership of that house is completely transferred to the purchasing co-owner. Furthermore, along with the purchase of the share, the customer will also make agreed periodic payments (rent) for the usage of Asaan Ghar's share in the asset until ownership is completely transferred to the customer.

Check Before You Apply

Eligibility Criteria

Existing home finance should have at least 12 months' relationship with the other financial institution.

Co-applicant is mandatory.

Minimum Household Income: PKR 70,000 per month.

Applicant's age should not exceed 60 years at loan maturity.

Step by Step

Application Process

1

Applicant submits application on the AGFL website or through a Relationship Manager.

2

Sales team gathers information and documents.

3

SPD reviews and enters data into the system.

4

Sales team collects processing fees.

Discover Why Our Customers Love Us

Customer Testimonials

Read what our satisfied customers have to say about their experiences with Asaan Ghar Finance Limited.

I recently used Asaan Ghar's home financing product, and my experience was exceptional from start to end. The team was professional, provided clear guidance, and the documentation was transparent.

Muhammad Saqib Rafique Shaikh

Asaan Ghar Finance scheme adheres to Islamic principles, which was very important to me. Their team was exceptionally supportive and responsive throughout the process.

Muhammad Abdul Hannan Shadani

I chose Asaan Ghar over a conventional institution, and my family was very impressed with their proposal. The team was incredibly responsive and helpful.

Ghulam Nabi

I have been associated with Asaan Ghar for 14 years. Their affordable rates, excellent early settlement options, and income-combining feature with my brothers are outstanding.

Muzammil Haji Mehboob

Asaan Ghar helped me with paperwork and guided me in choosing the right property. The team was incredibly supportive and hospitable throughout the process.

Hammad Moinuddin

Thanks to the Asaan Ghar Team, I am now a property owner. I sincerely appreciate their support and pray for their continued growth.

Tahir Ali
Please note: Asaan Ghar currently serves customers in Karachi and Hyderabad with a minimum monthly income of PKR 70,000.

Ready to Take Control of Your Home Financing?

Start your journey towards financial freedom today.

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Get Started Today!

Get Started with Asaan Ghar

Ready to take the first step towards your dream home? Fill out the form below, and let's make it a reality.

Competitive Pricing

Extended Tenure

Paperless Process

100% Shariah-Compliant

0213 4300801-3
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