Islamic Finance for
Home Construction.
Empowering your journey to home construction — Shariah-compliant financing to build the home of your dreams, brick by brick.
Build Your Dream Home, Brick by Brick.
Embark on the journey of building your dream home with confidence and ease. At Asaan Ghar, we understand that your home is more than just a structure; it's a reflection of your aspirations and a sanctuary for your family. Our Islamic Finance for Home Construction offers you the support and flexibility you need to turn your vision into reality. Whether you're starting from scratch, renovating, or expanding your existing property, our financing solutions cater to your unique needs. With competitive pricing, extended tenures, and hassle-free processes, we empower you to build the home of your dreams without compromise.
Key Features
Comprehensive Coverage
Our financing facility covers all your construction needs, whether you're starting from scratch or expanding an existing property.
Flexible Repayment Options
Enjoy easy early repayment options with no additional charges, allowing you to reduce your liability according to your convenience.
Fixed Monthly Installments
Aligning with Islamic principles, our product offers fixed monthly installments from 3 to 5 years, providing certainty for your budgeting needs.
Efficient Approval Process
Experience a streamlined approval process with our efficient system, ensuring a response within 96 hours of application.
Hassle-Free Documentation
With our paperless process, onboard effortlessly with minimal documentation requirements, making the process convenient and efficient.
Product Structure
The underlying Islamic mode of Asaan Ghar Islamic Finance for Home Construction is Diminishing Musharakah (Shirkat ul Milk) — a form of co-ownership in which Asaan Ghar and the customer share joint ownership of the house in an agreed proportion. The customer purchases, in periodic installments, the share of the other co-owner (Asaan Ghar) until complete ownership of the house is transferred to the purchasing co-owner. Along with the purchase of the share, the customer also makes agreed periodic payments (rent) for the usage of the other co-owner's share (Asaan Ghar) in the asset until complete ownership of the asset is transferred to the customer.
Eligibility Criteria
Applicable for those who already own land and need funds for construction.
Minimum Financing Amount: PKR 1,000,000.
Co-applicant is mandatory (spouse or immediate family member).
Applicant's age should not exceed 60 years at loan maturity.
Application Process
Applicant submits application on the AGFL website or through a Relationship Manager.
Sales team gathers information and documents.
SPD reviews and enters data into the system.
Sales team collects processing fees.
Customer Testimonials
Read what our satisfied customers have to say about their experiences with Asaan Ghar Finance Limited.
Ready to Take the First Step?
Let's get started building your dream home with Asaan Ghar.
Get Started with Asaan Ghar
Ready to take the first step towards your dream home? Fill out the form below, and let's make it a reality.