Islamic Finance for
Home Renovation & Extension.

Elevate your home to new heights — Shariah-compliant financing to expand, modernize, and reimagine your living space.

Welcome to Asaan Ghar Islamic Finance for Home Renovation & Extension

Reimagine Your Living Space.

Embark on a transformative journey with Asaan Ghar's Islamic Finance for Home Renovation & Extension. Your home is not just a place; it's a reflection of your aspirations and dreams. With our flexible financing options, you have the power to reimagine and revitalize your living space according to your unique needs and preferences. Whether you envision expanding your home to accommodate a growing family, modernizing outdated areas, or creating functional and stylish living spaces, Asaan Ghar is here to support you every step of the way.

Home renovation and extension
Modernized living space
Home extension in progress
Renovation & Extension
The Advantage

Key Features

All-Purpose Home Finance

Tailored financing solution to expand and enhance your current home to meet your specific needs.

Approval in 96 Hours

Experience prompt service with our streamlined approval process — a response within 96 hours after application and legal verification.

Hassle-Free Paperless Process

Benefit from a paperless process for efficient onboarding, with limited documentation requirements for a seamless experience.

How It Works

Product Structure

The underlying Islamic mode of Asaan Ghar Islamic Finance for Home Renovation & Extension is Diminishing Musharakah (Shirkat ul Milk) — a form of co-ownership in which Asaan Ghar and the customer share joint ownership of the house in an agreed proportion. The customer purchases, in periodic installments, the share of the other co-owner (Asaan Ghar) until complete ownership of the house is transferred to the purchasing co-owner. Along with the purchase of the share, the customer also makes agreed periodic payments (rent) for the usage of Asaan Ghar's share in the asset until complete ownership is transferred.

Check Before You Apply

Eligibility Criteria

Owners of existing homes seeking financing for renovations.

Minimum Financing Amount: PKR 1,000,000.

Co-applicant is mandatory.

Step by Step

Application Process

1

Applicant submits application on the AGFL website or through a Relationship Manager.

2

Sales team gathers information and documents.

3

SPD reviews and enters data into the system.

4

Sales team collects processing fees.

Discover Why Our Customers Love Us

Customer Testimonials

Read what our satisfied customers have to say about their experiences with Asaan Ghar Finance Limited.

I recently used Asaan Ghar's home financing product, and my experience was exceptional from start to end. The team was professional, provided clear guidance, and the documentation was transparent.

Muhammad Saqib Rafique Shaikh

Asaan Ghar Finance scheme adheres to Islamic principles, which was very important to me. Their team was exceptionally supportive and responsive throughout the process.

Muhammad Abdul Hannan Shadani

I chose Asaan Ghar over a conventional institution, and my family was very impressed with their proposal. The team was incredibly responsive and helpful.

Ghulam Nabi

I have been associated with Asaan Ghar for 14 years. Their affordable rates, excellent early settlement options, and income-combining feature with my brothers are outstanding.

Muzammil Haji Mehboob

Asaan Ghar helped me with paperwork and guided me in choosing the right property. The team was incredibly supportive and hospitable throughout the process.

Hammad Moinuddin

Thanks to the Asaan Ghar Team, I am now a property owner. I sincerely appreciate their support and pray for their continued growth.

Tahir Ali
Please note: Asaan Ghar currently serves customers in Karachi and Hyderabad with a minimum monthly income of PKR 70,000.

Ready to Transform Your Home?

Get started with Asaan Ghar Islamic Finance for Home Renovation & Extension.

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Get Started Today!

Get Started with Asaan Ghar

Ready to take the first step towards your dream home? Fill out the form below, and let's make it a reality.

All-Purpose Home Finance

96 Hour Approval

Paperless Process

100% Shariah-Compliant

0213 4300801-3
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