Islamic Finance for
Home Renovation & Extension.
Elevate your home to new heights — Shariah-compliant financing to expand, modernize, and reimagine your living space.
Reimagine Your Living Space.
Embark on a transformative journey with Asaan Ghar's Islamic Finance for Home Renovation & Extension. Your home is not just a place; it's a reflection of your aspirations and dreams. With our flexible financing options, you have the power to reimagine and revitalize your living space according to your unique needs and preferences. Whether you envision expanding your home to accommodate a growing family, modernizing outdated areas, or creating functional and stylish living spaces, Asaan Ghar is here to support you every step of the way.
Key Features
All-Purpose Home Finance
Tailored financing solution to expand and enhance your current home to meet your specific needs.
Approval in 96 Hours
Experience prompt service with our streamlined approval process — a response within 96 hours after application and legal verification.
Hassle-Free Paperless Process
Benefit from a paperless process for efficient onboarding, with limited documentation requirements for a seamless experience.
Product Structure
The underlying Islamic mode of Asaan Ghar Islamic Finance for Home Renovation & Extension is Diminishing Musharakah (Shirkat ul Milk) — a form of co-ownership in which Asaan Ghar and the customer share joint ownership of the house in an agreed proportion. The customer purchases, in periodic installments, the share of the other co-owner (Asaan Ghar) until complete ownership of the house is transferred to the purchasing co-owner. Along with the purchase of the share, the customer also makes agreed periodic payments (rent) for the usage of Asaan Ghar's share in the asset until complete ownership is transferred.
Eligibility Criteria
Owners of existing homes seeking financing for renovations.
Minimum Financing Amount: PKR 1,000,000.
Co-applicant is mandatory.
Application Process
Applicant submits application on the AGFL website or through a Relationship Manager.
Sales team gathers information and documents.
SPD reviews and enters data into the system.
Sales team collects processing fees.
Customer Testimonials
Read what our satisfied customers have to say about their experiences with Asaan Ghar Finance Limited.
Ready to Transform Your Home?
Get started with Asaan Ghar Islamic Finance for Home Renovation & Extension.
Get Started with Asaan Ghar
Ready to take the first step towards your dream home? Fill out the form below, and let's make it a reality.