• Balance Transfer Facility

    Asaan Ghar Islamic Finance Balance Transfer Facility

    Reduced EMI with Better Service
  • Balance Transfer Facility

    Asaan Ghar Islamic Finance Balance Transfer Facility

    Reduced EMI with Better Service
  • Balance Transfer Facility

    Asaan Ghar Islamic Finance Balance Transfer Facility

    Reduced EMI with Better Service

What makes Asaan Ghar Islamic Finance Balance Transfer Facility suitable for you?

EMI with Same Financing Amount

You can transfer your financing facility from other financial institutions on competitive pricing with extended period within the credit criteria

Approval in 96 Hours

After application and legal verification, you will receive our response within 96 hours. You will also receive regular updates and can check status of your application online without visiting our office.

Hassle-Free Paperless Process

We have a paperless process to onboard our customers efficiently. Our limited documentation requirements enable us to serve our customers efficiently in a paperless manner.

Asaan Ghar Islamic Finance for Balance Transfer Facility – Frequently Asked Questions (FAQs)

Product Structure

The underlying Islamic mode of Asaan Ghar Islamic Finance is Diminishing Musharakah. Diminishing Musharakah (Shirkat ul Milk) is a form of co-ownership in which Asaan Ghar and customer will share in the joint ownership of house in an agreed proportion. It is agreed that one of the co-owners (customer) will purchase, in periodic instalments, the share of the other co-owner (Asaan Ghar) until the ownership of that house is completely transferred to the purchasing co-owner (customer). Furthermore, along with the purchase of share, the co-owner (customer) will also make agreed periodic payments (rent) for the usage of other co-owner’s share (Asaan Ghar) in the asset, till ownership of the asset is completely transferred to the customer.