Khalida Habib
Khalida Habib is a distinguished financial sector professional with over 30 years of experience in
financial regulation, corporate governance, development finance, and public policy. She served for 25 years at
the Securities and Exchange Commission of Pakistan- apex regulator of capital markets, non-bank financial and
corporate sector, where she held senior leadership positions and contributed significantly to the development
of Pakistan's regulatory framework for capital markets, non-bank financial institutions, Islamic finance, fintech,
investor protection, and sustainable finance. She has extensively worked on implementation of international
securities regulatory standards and development of Pakistan’s capital markets in harmony with the
international best practices.
Throughout her career, she has led complex regulatory reforms, formulated public policy, and worked closely
with government agencies, industry stakeholders, and international development partners, including the
World Bank and the Asian Development Bank, while negotiating collaborative arrangements, leading policy
dialogue, and representing organizational interests diplomatically. Her expertise spans governance, risk
management, regulatory compliance, financial inclusion, digital finance, and institutional development. Earlier
she served at a Development Finance Institution (DFI), focusing on development finance and institutional
strengthening.
An MBA by qualification, Ms. Habib is recognized for her strategic insight, sound judgment, and collaborative
leadership. She now serves as an independent strategic advisor and consultant, helping governments,
regulators, and financial institutions design effective regulatory frameworks and promote
inclusive, resilient, and innovative financial systems. She brings to boardrooms a unique combination
of regulatory expertise, governance experience, strategic vision, and an unwavering commitment to
transparency, accountability, and sustainable value creation.




