“I recently used Asaan Ghar's home financing product, and my experience was exceptional from start to end. The team was professional, provided clear guidance, and the documentation was transparent.”
Welcome to Asaan Ghar Islamic Finance for Home Purchase
Embark on the journey of homeownership with confidence and ease. At Asaan Ghar, we understand that owning a home is more than just a transaction; it’s a milestone in your life’s journey. Our Islamic Finance for Home Purchase is designed to empower you to realize your dream of owning a home without the usual hassles. Whether you’re a first-time buyer or looking to upgrade, our financing solution offers flexibility, convenience, and peace of mind. Let us be your partner in this exciting chapter of your life, as we help you turn your dream of homeownership into a reality.
Key Features
- Fixed Monthly Equal Installment: Enjoy fixed monthly installments from 3 to 5 years, providing certainty and peace of mind for your budgeting needs.
- Approval in 96 Hours: Experience prompt service with our streamlined approval process. Receive a response within 96 hours after application and legal verification.
- Hassle-Free Paperless Process: Benefit from a paperless process for efficient onboarding. Our limited documentation requirements ensure a seamless experience for our customers.
Product Structure
The underlying Islamic mode of Asaan Ghar Islamic Finance for Home Purchase is Diminishing Musharakah. This mode involves shared ownership between Asaan Ghar and the customer, where the customer purchases the share of the property from Asaan Ghar in periodic installments. The ownership of the house is gradually transferred to the customer until complete ownership is achieved. Additionally, the customer makes agreed periodic payments (rent) for the usage of Asaan Ghar’s share in the property until full ownership is attained.
Eligibility Criteria
- Employed by a stable local business entity (proprietorship, partnership, private limited, trust, etc.) or self-employed with sufficient income.
- Minimum Household Income: PKR 70,000 per month.
- Minimum Financing Amount: PKR 1,000,000.
- Co-applicant is mandatory (spouse or immediate family member).
- Applicant’s age should not exceed 60 years at loan maturity.
Application Process
- Applicant submits application on AGFL website or through Relationship Manager.
- Sales team gathers information and documents.
- SPD reviews and enters data in the system.
- Sales team collect processing fees
Discover Why Our Customers Love Us
Customer Testimonials
Read what our satisfied customers have to say about their experiences with Asaan Ghar Finance Limited.
Muhammad Saqib Rafique Shaikh
“Asaan Ghar Finance scheme adheres to Islamic principles, which was very important to me. Their team was exceptionally supportive and responsive throughout the process.”
Muhammad Abdul Hannan Shadani
“I chose Asaan Ghar over a conventional institution, and my family was very impressed with their proposal. The team was incredibly responsive and helpful.”
Ghulam Nabi
“I have been associated with Asaan Ghar for 14 years. Their affordable rates, excellent early settlement options, and income-combining feature with my brothers are outstanding.”
Muzammil Haji Mehboob
“Asaan Ghar helped me with paperwork and guided me in choosing the right property. The team was incredibly supportive and hospitable throughout the process.”
Hammad Moinuddin
“Thanks to the Asaan Ghar Team, I am now a property owner. I sincerely appreciate their support and pray for their continued growth.”
Tahir Ali
Are You Ready to Take the First Step Towards Making Your Dream Home a Reality?
Get in Touch with Us Today
Contact Us
Have questions or need assistance? Fill out the form below, and our team will be happy to assist you.
- We're Here to Help
- 0213 4300802-3
- contact@asaanghar.com
Your Path to Homeownership
B-139, Sindhi Muslim Cooperative Housing Society Block-B, Shahrah-e-Faisal,
Karachi, Sindh – 75350
AGFL – NTN 4471867 AGFL – CRN 0175272
B-139, Sindhi Muslim Cooperative Housing Society Block-B, Shahrah-e-Faisal,
Karachi, Sindh – 75350
AGFL – NTN 4471867 AGFL – CRN 0175272
House Financing License Number: SECP/LRD/54/AGFL/2022
If your complaint has not been adequately addressed by us, you may lodge your complaint with the Securities and Exchange Commission of Pakistan (SECP). Please note that the SECP will only entertain complaints that were initially directed to the company and remain unresolved. Additionally, complaints that fall outside the SECP’s regulatory domain will not be entertained.
We are members of NBFI Modarbah
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