Balance Transfer | Islamic Home Financing

Unlock Your Path to Financial Freedom with Our Balance Transfer Facility

At Asaan Ghar Finance Limited, we understand the importance of managing your home financing efficiently. Our Balance Transfer Facility offers you the opportunity to streamline your finances by transferring your existing financing from other institutions. Experience reduced EMIs, competitive pricing, and exceptional service as you embark on your journey towards financial freedom. Let us help you take control of your homeownership goals today.

Key Features

Competitive Pricing: Benefit from competitive pricing when you transfer your financing to Asaan Ghar, ensuring affordability and cost-effectiveness.
Extended Tenure: Enjoy an extended repayment period within the credit criteria, allowing for more flexibility in managing your repayments.
Efficient Approval Process: Experience a streamlined approval process with our efficient system, receiving a response within 96 hours of application.
Hassle-Free Documentation: With our paperless process, onboard effortlessly with minimal documentation requirements, making the process convenient and efficient.

Experience the convenience and flexibility of Asaan Ghar’s Balance Transfer Facility. Enjoy competitive pricing, extended tenure options, efficient approval processes, and hassle-free documentation. Let us simplify your homeownership journey today.

Product Structure

The underlying Islamic mode of Asaan Ghar Islamic Finance is Diminishing Musharakah. Diminishing Musharakah (Shirkat ul Milk) is a form of co-ownership in which Asaan Ghar and the customer will share in the joint ownership of the house in an agreed proportion. It is agreed that one of the co-owners (the customer) will purchase, in periodic installments, the share of the other co-owner (Asaan Ghar) until the ownership of that house is completely transferred to the purchasing co-owner (the customer). Furthermore, along with the purchase of the share, the co-owner (the customer) will also make agreed periodic payments (rent) for the usage of the other co-owner’s share (Asaan Ghar) in the asset until ownership of the asset is completely transferred to the customer.

Eligibility Criteria

Existing home finance should have at least 12 months’ relationship with the other financial institution.
Co-applicant is mandatory.
Minimum Household Income: PKR 70,000 per month.
Applicant’s age should not exceed 60 years at loan maturity.

Application Process

Applicant submits application on AGFL website or through Relationship Manager.
Sales team gathers information and documents.
SPD reviews and enters data in the system.
Sales team collect processing fees

Discover Why Our Customers Love Us

Customer Testimonials

Read what our satisfied customers have to say about their experiences with Asaan Ghar Finance Limited.

“I recently used Asaan Ghar's home financing product, and my experience was exceptional from start to end. The team was professional, provided clear guidance, and the documentation was transparent.”

Muhammad Saqib Rafique Shaikh

“Asaan Ghar Finance scheme adheres to Islamic principles, which was very important to me. Their team was exceptionally supportive and responsive throughout the process.”

Muhammad Abdul Hannan Shadani

“I chose Asaan Ghar over a conventional institution, and my family was very impressed with their proposal. The team was incredibly responsive and helpful.”

Ghulam Nabi

“I have been associated with Asaan Ghar for 14 years. Their affordable rates, excellent early settlement options, and income-combining feature with my brothers are outstanding.”

Muzammil Haji Mehboob

“Asaan Ghar helped me with paperwork and guided me in choosing the right property. The team was incredibly supportive and hospitable throughout the process.”

Hammad Moinuddin

“Thanks to the Asaan Ghar Team, I am now a property owner. I sincerely appreciate their support and pray for their continued growth.”

Tahir Ali

Are You Ready to Take Control of Your Home Financing?
Start Your Journey Towards Financial Freedom Today.

Get in Touch with Us Today

Contact Us

Have questions or need assistance? Fill out the form below, and our team will be happy to assist you.

Your Path to Homeownership

B-139, Sindhi Muslim Cooperative Housing Society Block-B, Shahrah-e-Faisal,
Karachi, Sindh – 75350

AGFL – NTN 4471867 AGFL – CRN 0175272

House Financing License Number: SECP/LRD/54/AGFL/2022

If your complaint has not been adequately addressed by us, you may lodge your complaint with the Securities and Exchange Commission of Pakistan (SECP). Please note that the SECP will only entertain complaints that were initially directed to the company and remain unresolved. Additionally, complaints that fall outside the SECP’s regulatory domain will not be entertained.

We are members of NBFI Modarbah

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Phone: 0213 4300801-3
Email: contact@asaanghar.com

Islamic Finance Balance Transfer Facility