Archive for April 29th, 2025

Islamic home financing

Islamic Banks & KIBOR: Why Does Islamic Home Financing Follow Interest Rate Trends?

If Islamic home financing is meant to be riba-free, why do its profit rates fluctuate with KIBOR—the Karachi Interbank Offered Rate used to benchmark conventional interest-based loans? This question sits at the heart of many debates among homebuyers in Pakistan who want to align their financial choices with Islamic principles but are confused by this […]

Your Path to Homeownership

B-139, Sindhi Muslim Cooperative Housing Society Block-B, Shahrah-e-Faisal,
Karachi, Sindh – 75350


AGFL – NTN 4471867 AGFL – CRN 0175272

House Financing License Number: SECP/LRD/54/AGFL/2022

If your complaint has not been adequately addressed by us, you may lodge your complaint with the Securities and Exchange Commission of Pakistan (SECP). Please note that the SECP will only entertain complaints that were initially directed to the company and remain unresolved. Additionally, complaints that fall outside the SECP’s regulatory domain will not be entertained.

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